We recognize, respect and protect the personal privacy rights of all our customers and work diligently to safeguard your privacy. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as the personal information of all consumers who visit our website. The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully. By using our website, you hereby consent to our privacy policy and agree to its terms.

Facts: What Do We Do with Your Personal Information?


Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include, but is not limited to:

  1. Information you enter on our website, such as:
    1. Social Security number
    2. Credit history
    3. Employment and income information
    4. Banking account information
    5. Contact information
  2. Transaction history and income
  3. Credit history and account balances
  4. Log files such as:
    1. internet protocol (IP) addresses
    2. browser type
    3. Internet Service Provider (ISP)
    4. date/time stamp
    5. referring/exit pages
    6. number of clicks


Companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

Do We Share?

Can You Limit This Sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus



For our marketing purposes – to offer our products and services to you



For joint marketing with other companies



For our affiliates’ everyday business purposes – information about your transactions and experiences



For our affiliates’ everyday business purposes – information about your creditworthiness



For our affiliates to market to you



For non affiliates to market to you



What We Do

How do we protect your personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How do we collect your personal information?

We collect your personal information, for example, when you:

  • Create an account
  • Request a loan
  • Subscribe to our newsletter
  • Provide information on our form
  • Navigate to our website

We may also obtain information about you from third parties, including credit reports, information about your home, and demographic information.

Why can’t you limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.



Companies with whom we have a formal business relationship

Non Affiliates

Companies not related by common ownership and control, and with which we do not have a formal business relationship

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you

Other Important Information

For California Residents

We will not share your personal information with non affiliates for their marketing purposes without your authorization. We will not share your personal information with other companies for joint marketing purposes if you instruct us not to by contacting us using the contact information below.

We do not track our customers over time and across third party websites, and therefore do not respond to Do Not Track (DNT) signals. However, we may use third-party services (e.g., Google Analytics) or have third-party advertising partners (e.g., Google, noted above) who may keep track of your browsing activities. You should review the specific privacy policies of these third parties at the following addresses to learn how they respond to DNT signals:

  1. Google: https://www.google.com/intl/en/policies/privacy/
  2. Amazon: http://www.amazon.com/gp/help/customer/display.html?nodeId=468496
  3. Microsoft: https://www.microsoft.com/en-us/privacystatement/default.aspx

For Vermont Residents

We will not disclose information about you with affiliates or non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.

For North Dakota Residents

We will not disclose information about you with non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.


A cookie is a file which contains data that is stored on a visitor’s hard drive. This data includes information about the visitor. A visitor has the option to reject a cookie and they still will be able to access our Website, however, the user may not have access to certain sections of our Website if cookies are disabled. The purpose of using cookies is to allow us to track the intent of our visitors and enhance visitor experience while using our Website. All cookies, including session cookies and persistent cookies, served on the Website are tied to PII that you provide. Our affiliates and partners may use cookies on our Website, however, we cannot control or access cookies set by third parties.

Additional Sharing

We cannot guarantee that all of your PII will not be disclosed in ways not covered in this Privacy Policy. There may be circumstances in which the disclosure of your information happens as result of unlawful interception or transmission to a third party. Also, a legal situation may occur in which the disclosure of your PII or other information is required. Additionally, as we develop and grow, we may choose to buy additional businesses or assets, including customer information. In the event that we or one or more of our assets are acquiring, customer information may be one of the assets sold.


We do not knowingly collect information form children under the age of 18. No information is knowingly collected from children or used for any purpose whatsoever, including marketing and promotional purposes. If a parent or guardian is made aware that a child under the age of 18 has provided us with PII through any point of contact, please contact us using the contact information provided in the “Questions” section below.


We may update this Privacy Policy with any changes to our information practices. We reserve the right to change this Privacy Policy at any time. If we make any material changes to our information practices, we will revise this Privacy Policy. We recommend that you read and review this Privacy Policy each and every time you access our website and/or use any service referred to you by us. Your use of the website constitutes your agreement to the terms of the effective Privacy Policy.